Insurance Issues

Insurance Issues

There are many forms of insurance: health, homeowners', auto, life, disability, etc. When you purchase an insurance policy, you think you are protecting yourself against a future risk. You pay the premiums and hope to collect the benefits when the need arises but you may discover things are not as easy as you expected. Insurance companies sometimes deny payment for legitimate claims. paper_chaos An insurance company's delayed decision on your claim can cause you financial or physical ruin.

You may need help determining whether the insurance company's denial was correct. Reading and interpreting an insurance policy with its numerous provisions, exclusions, endorsements, riders, and other subparts is difficult for the average American. Each state has specific laws and a government agency to regulate the conduct and practices of insurance companies. However, these resources may not be truly equipped to help you obtain the benefits to which you may be entitled.

If you have a question about your insurance coverage or feel that your claim is being unfairly denied or delayed, contact the O'Neal Law office for help.

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