Repossessions present multiple potential issues and claims for a consumer. The first inquiry is whether or not the consumer is in default on his/her obligation to the lender. This usually relates to missed payments or failure to maintain insurance coverage on the...
johnoneal
What I Am Doing and Happy 2023 to You!
As we prepare to say goodbye to yet another year I want to thank each of you for your support and inspiration. I am blessed to be heading into year 17 as owner of the O'Neal Law Office. In 2022 I was in Seattle and Phoenix and many places across North Carolina...
Flashback: Debt Settlement Companies, Vehicle Maintenance, Free Cash? and More
Click here for a flashback to my Law and Life Newsletter which has since been replaced by this Blog. And definitely visit the North Carolina unclaimed property website to see if you have any unclaimed money/property. To search for unclaimed money/property in other...
A Few Quick Tips for Law and Life
A few quick tips and thoughts I will share. Some about law and some about life and some about both. Cherish your family especially the elders; they have lots of wisdom and things to share that can make you better. Do not be your own lawyer unless you are willing to...
Quick Flow About Your Potential Used Vehicle Case
Having problems with that used vehicle you purchased? Click here for a flow chart to determine your potential options and call me if needed.
Extensions, Closures, and Waivers at NCDMV
Before you make the trek down to your local North Carolina Division of Motor Vehicles office, be sure to check the DMV website for office closures and reduced hours. Additionally, the DMV is providing waivers of road tests for some people seeking a limited...
Why I Am Busy (A Short Answer)
Well, the 4th of July weekend is over and most of us are back at work. Times right now have been busy for all of us in many different ways. I have been fortunate enough to remain busy helping consumers across North Carolina which is why I have not been in touch as...
Consumer Rights Regarding Credit Reports
The country’s consumer watchdog agency, the Consumer Financial Protection Bureau, has a web article providing tips on reviewing your credit report and a list of contact information for many, many credit reporting agencies/bureaus/companies. A person’s credit report...
Read, Sign, Receive, and Retain…Repeat and Apply
Often I am consulted on situations where parties allegedly have an “agreement” that was never put in writing. As usual, one party believes she got the short end of the proverbial stick based on the terms of their verbal understanding. While it is true that certain...
Spring-Almost-Summer Legal Cleaning Guide
Spring has been with us for over two months now but it is never too late to undertake some cleaning. Cleaning takes many forms but here we will focus on a key cleaning: review of some aspects of your legal life. Shall we? Review your credit report. For a free copy of...