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    <title type="text">O&#039;Neal Law Office</title>
    <subtitle type="text">O&#039;Neal Law Office</subtitle>

    <updated>2025-09-24T19:15:40Z</updated>

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        <entry>
            <author>
									                    <name>by johnoneal</name>
				            </author>
            <title type="html"><![CDATA[Real Talk About Repossessions: Read, Remember, and Share]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2023/01/real-talk-about-repossessions-read-remember-and-share/" />
            <id>https://www.oneallawoffice.com/?p=60416</id>
            <updated>2023-01-09T03:46:24Z</updated>
            <published>2023-01-03T16:20:39Z</published>
					<taxo:topics><![CDATA[breach of peace, consumer protection, damages, debt collection, default, finance company, notice of intent to sell, repossessions]]></taxo:topics>
            <summary type="html"><![CDATA[Repossessions present multiple potential issues and claims for a consumer. The first inquiry is whether or not the consumer is in default on his/her obligation to the lender. This usually relates to missed payments or failure to maintain insurance coverage on the vehicle but can be other causes set out in the finance contract. Most finance contracts do not require…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2023/01/real-talk-about-repossessions-read-remember-and-share/"><![CDATA[Repossessions present multiple potential issues and claims for a consumer. The first inquiry is whether or not the consumer is in default on his/her obligation to the lender. This usually relates to missed payments or failure to maintain insurance coverage on the vehicle but can be other causes set out in the finance contract. Most finance contracts do not require the lender to provide any advance notice before taking the vehicle. If the consumer has not met the obligations set out in the finance contract then the vehicle is properly up for repossession.

The next question is whether the taking of the vehicle was peaceful. Generally, the vehicle can be removed from the consumer's property or place of work or any other location so long as there is no destruction of property or breach of the piece in the process. Obviously fact situations can differ and every taking will need to be examined to determine if there was a breach of the peace or other violation regarding how the vehicle was recovered.

After the vehicle has been taken the consumer is entitled to retrieve and regain possession of all personal property items within the vehicle. Note that items that are fixed, screwed, installed, or otherwise attached to the vehicle such that they cannot be easily moved with the mere hands are usually going to be items that cannot be recovered or removed from the vehicle. The consumer should reach out to the lender or the tow truck company/recovery agent as soon as possible to locate the vehicle and make arrangements to regain any personal property. Often after a vehicle is taken it is moved to another location that may be further away or otherwise inconvenient for the consumer to reach.

The next inquiry regards whether the lender has provided the required legal notices to the consumer after the repossession. Under North Carolina law the consumer is entitled to written notice of the lender's intent to sell the vehicle which should also contain a statement of the monetary amount required from the consumer to regain the vehicle. Note that most finance contracts allow the lender to accelerate the entire remaining balance due on the loan upon the consumer's default. This means the consumer's mere payment of any past due amounts at late charges may be insufficient to reinstate the loan and regain the vehicle.

After the vehicle is sold the consumer is entitled to written notice of how the sales proceeds were applied toward the remaining loan balance plus all other costs and expenses due to the lender. If the vehicle sale provides enough money to cover the remaining loan balance and expenses due to the lender and there is still money remaining, the consumer is entitled to the remaining funds. However, if the sale does not bring enough money to cover the loan balance and all fees and costs then the consumer is responsible for the deficiency balance. Many lenders will send the consumer a letter stating the deficiency balance amount and try to enter into an arrangement to pay the balance. If the consumer and lender do not arrive at any arrangement the lender can and likely will sue the consumer to obtain a judgment for the deficiency balance and all legally allowed costs/expenses.

If you or someone you know is facing a repossession or has had a vehicle repossessed feel free to <a href="https://www.oneallawoffice.com/repossession-contact-form/" data-wpel-link="internal">reach out to me</a> or another consumer attorney for an assessment of the situation and potential claims and defenses. There are occasions where the consumer clearly is in default yet the lender's violations of relevant laws can result in a canceling out of any balance the consumer would otherwise owe and, in some cases, placing money in the consumer's pocket. Take good care and if you don't know, don't guess and don't take hints from folks who do not know...contact someone who knows and take heed to good advice and counsel.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by johnoneal</name>
				            </author>
            <title type="html"><![CDATA[What I Am Doing and Happy 2023 to You!]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2022/12/what-i-am-doing-and-happy-2023-to-you/" />
            <id>https://www.oneallawoffice.com/?p=60417</id>
            <updated>2023-01-01T00:29:05Z</updated>
            <published>2023-01-01T00:29:05Z</published>
					<taxo:topics><![CDATA[auto fraud, consumer lawyer, DMV, failure to deliver title, Holder Rule, National Association of Consumer Advocates, repossessions, solar fraud, traffic tickets]]></taxo:topics>
            <summary type="html"><![CDATA[As we prepare to say goodbye to yet another year I want to thank each of you for your support and inspiration. I am blessed to be heading into year 17 as owner of the O’Neal Law Office. In 2022 I was in Seattle and Phoenix and many places across North Carolina learning, helping, connecting, growing, and more. Here are…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2022/12/what-i-am-doing-and-happy-2023-to-you/"><![CDATA[As we prepare to say goodbye to yet another year I want to thank each of you for your support and inspiration. I am blessed to be heading into year 17 as owner of the O'Neal Law Office. In 2022 I was in Seattle and Phoenix and many places across North Carolina learning, helping, connecting, growing, and more. Here are some of the things I have going on right now in my professional world (feel free to click the links for more information and/or for possible assistance):

♦ Solar panel fraud especially with the demise of and bankruptcy filing by Power Home Solar dba Pink Energy which has left thousands of consumers with non-functional systems, system problems, incomplete installations, and other issues

♦ Auto dealer <a href="https://www.oneallawoffice.com/auto-vehicle-dealer-fraud-contact-form/" data-wpel-link="internal">failure to deliver title and registration</a> within legally allotted time frame (30 days in North Carolina)

♦ <a href="https://www.oneallawoffice.com/repossession-contact-form/" data-wpel-link="internal">Wrongful repossession</a> practices (even in some cases where the consumer is in default)

♦ <a href="https://www.oneallawoffice.com/practice-areas/traffic-tickets/" data-wpel-link="internal">Traffic tickets</a> (Guilford, Forsyth, Randolph, Rockingham, Davidson, Iredell Chatham, Orange, Craven, Jones, Onslow, Lenoir and possible other counties)

♦ Mentoring younger/newer lawyers (a true win-win situation as they keep me going and teach me things constantly!)

♦ Encouraging the growth, education, and <a href="https://www.consumeradvocates.org/membership/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">creation of more consumer lawyers</a> (not nearly enough of us as there need to be)

Note these are just a few of my many projects and endeavors so you can tell I am quite busy. Feel free to reach out to me for assistance in my various <a href="https://www.oneallawoffice.com/practice-areas/" data-wpel-link="internal">areas of practice</a> across North Carolina.

Happy 2023 to all and focus on what's most important: moments and memories versus money and material things. Cheers!]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[Your Six-Month Checkup]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2022/07/your-six-month-checkup/" />
            <id>https://www.oneallawoffice.com/?p=60212</id>
            <updated>2022-07-11T09:41:49Z</updated>
            <published>2022-07-01T19:35:29Z</published>
					<taxo:topics><![CDATA[credit check]]></taxo:topics>
            <summary type="html"><![CDATA[Happy first day of July and prelude to what is hopefully a long weekend for you. Time for your six-month checkup.            Check your credit reports for accuracy: www.annualcreditreport.com Check deadlines on any potential claims or cases: https://www.oneallawoffice.com/do-i-need-a-lawyer/ Check for possible cases within your existing cases…for my fellow members of the Bar: https://www.oneallawoffice.com/…/Debt-Collection-for… Check carefully before…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2022/07/your-six-month-checkup/"><![CDATA[<div class="kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x c1et5uql ii04i59q">
<div dir="auto">Happy first day of July and prelude to what is hopefully a long weekend for you. Time for your six-month checkup.</div>
<div dir="auto"></div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q">
<div dir="auto" style="padding-left: 40px;">           Check your credit reports for accuracy: <a class="oajrlxb2 g5ia77u1 qu0x051f esr5mh6w e9989ue4 r7d6kgcz rq0escxv nhd2j8a9 nc684nl6 p7hjln8o kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x jb3vyjys rz4wbd8a qt6c0cv9 a8nywdso i1ao9s8h esuyzwwr f1sip0of lzcic4wl gpro0wi8 py34i1dx" tabindex="0" role="link" href="https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.annualcreditreport.com%2F%3Ffbclid%3DIwAR22lcqXI7bNCoH0g3x5VPdYSSW835VTiZblWbgFoa0bn_kWk3UTF5voKc0&amp;h=AT2_1sa2Ifjfg36qh-1GUmMuKGmlnuAkq2YUaDZYf9a8qJe4sMvdbsJr0IuFrJbs-BbQaHcwtViOOxQ0SSiNxrTxxkKgpDx4LdjcnenLyccuvotfnnxSVqx0hE89SJN9EihfOBvElVXv9m5pDA&amp;__tn__=-UK-R&amp;c[0]=AT1C_pXS1LlTlFmtbz3LOQskPBIjqivWadlsHnm4eIs9RbLMvXH3YIY0gBw3PYvEQEDmQzF6yu-yyb_VLu9nFwECPo9LLlWBKiiygPNUz4US1ShZEsqPZYv_R5S7pNbkzcy8VeThj6ah5LpVW_aG8hxkDgMHVWRwkpDrF4XYrmwgorJ66M4J2Q" target="_blank" rel="nofollow noopener noreferrer" data-wpel-link="external">www.annualcreditreport.com</a></div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q" style="padding-left: 40px;">
<div dir="auto" style="padding-left: 40px;"></div>
<div dir="auto" style="padding-left: 40px;">Check deadlines on any potential claims or cases: <a class="oajrlxb2 g5ia77u1 qu0x051f esr5mh6w e9989ue4 r7d6kgcz rq0escxv nhd2j8a9 nc684nl6 p7hjln8o kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x jb3vyjys rz4wbd8a qt6c0cv9 a8nywdso i1ao9s8h esuyzwwr f1sip0of lzcic4wl gpro0wi8 py34i1dx" tabindex="0" role="link" href="https://www.oneallawoffice.com/do-i-need-a-lawyer/?fbclid=IwAR0EmUkRhPQgh1fbYoNdAZyZMQzf_jnR0gE2RgQ1TgkilzbG_sgoqaQ8FnA" target="_blank" rel="nofollow noopener" data-wpel-link="internal">https://www.oneallawoffice.com/do-i-need-a-lawyer/</a></div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q" style="padding-left: 40px;">
<div dir="auto" style="padding-left: 40px;"></div>
<div dir="auto" style="padding-left: 40px;">Check for possible cases within your existing cases...for my fellow members of the Bar: <a class="oajrlxb2 g5ia77u1 qu0x051f esr5mh6w e9989ue4 r7d6kgcz rq0escxv nhd2j8a9 nc684nl6 p7hjln8o kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x jb3vyjys rz4wbd8a qt6c0cv9 a8nywdso i1ao9s8h esuyzwwr f1sip0of lzcic4wl gpro0wi8 py34i1dx" tabindex="0" role="link" href="https://www.oneallawoffice.com/wp-content/uploads/sites/1201200/2020/03/Debt-Collection-for-Non-Consumer-Lawyers-CLE-and-materials-PDF-version.pdf?fbclid=IwAR2LvLb1JjtcATR5XqGiaZafYqsVcjyXplfym2eYOr28RpfiuQNGbNYp1r8" target="_blank" rel="nofollow noopener" data-wpel-link="internal">https://www.oneallawoffice.com/.../Debt-Collection-for...</a></div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q" style="padding-left: 40px;">
<div dir="auto" style="padding-left: 40px;"></div>
<div dir="auto" style="padding-left: 40px;">Check carefully before you decide to buy that used vehicle: <a class="oajrlxb2 g5ia77u1 qu0x051f esr5mh6w e9989ue4 r7d6kgcz rq0escxv nhd2j8a9 nc684nl6 p7hjln8o kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x jb3vyjys rz4wbd8a qt6c0cv9 a8nywdso i1ao9s8h esuyzwwr f1sip0of lzcic4wl gpro0wi8 py34i1dx" tabindex="0" role="link" href="https://www.oneallawoffice.com/information-center/using-your-head-when-buying-a-used-vehicle/?fbclid=IwAR29ayv58-fWyoFD0y9GcIzCMVXa8BbBGbMf3FjmkvSlupf8NU_ends0P6k" target="_blank" rel="nofollow noopener" data-wpel-link="internal">https://www.oneallawoffice.com/.../using-your-head-when.../</a></div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q" style="padding-left: 40px;">
<div dir="auto" style="padding-left: 40px;"></div>
<div dir="auto" style="padding-left: 40px;">Check on my areas of practice so you will know if I can be of service to you, your family, and/or your friends: <a class="oajrlxb2 g5ia77u1 qu0x051f esr5mh6w e9989ue4 r7d6kgcz rq0escxv nhd2j8a9 nc684nl6 p7hjln8o kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x jb3vyjys rz4wbd8a qt6c0cv9 a8nywdso i1ao9s8h esuyzwwr f1sip0of lzcic4wl gpro0wi8 py34i1dx" tabindex="0" role="link" href="https://www.oneallawoffice.com/practice-areas/?fbclid=IwAR0NfOSPwuck-kvSkKeRRyQEC9Z3Kipo4K5zP1m1tR4wBu6r8VlMTESf5Ig" target="_blank" rel="nofollow noopener" data-wpel-link="internal">https://www.oneallawoffice.com/practice-areas/</a></div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q" style="padding-left: 40px;">
<div dir="auto" style="padding-left: 40px;"></div>
<div dir="auto" style="padding-left: 40px;">Check in with family and friends: select one family member and one friend to call or visit each month for the rest of the year...and feel free to continue into 2023 and beyond.</div>
</div>
<div class="cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle ii04i59q">
<div dir="auto"></div>
<div dir="auto">I wish each of you a happy and safe 4th of July and a big thank you to all of those who served and serve our country. Be well.</div>
</div>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[Badvin to Weed Out Bad Vehicles]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2022/06/badvin-to-weed-out-bad-vehicles/" />
            <id>https://www.oneallawoffice.com/?p=60137</id>
            <updated>2022-07-11T09:42:15Z</updated>
            <published>2022-06-01T19:55:16Z</published>
					<taxo:topics><![CDATA[auto fraud, used vehicle]]></taxo:topics>
            <summary type="html"><![CDATA[Introducing Badvin: when searching for history on a vehicle you are considering buying (you are searching instead of relying on the dealer’s/seller’s history, right?) be sure to go to Badvin.com. Has more info than CarFax and Autocheck and is a good tool for the buyer. And go here for a list of further items to cover as you do your…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2022/06/badvin-to-weed-out-bad-vehicles/"><![CDATA[Introducing Badvin: when searching for history on a vehicle you are considering buying (you are searching instead of relying on the dealer's/seller's history, right?) be sure to go to <a href="http://badvin.com/" target="_blank" rel="nofollow noopener noreferrer" data-wpel-link="external">Badvin.com</a>. Has more info than CarFax and Autocheck and is a good tool for the buyer. And go <a href="https://www.oneallawoffice.com/information-center/using-your-head-when-buying-a-used-vehicle/" data-wpel-link="internal">here</a> for a list of further items to cover as you do your due diligence in searching for that next vehicle. Happy searching!]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[Do You Have Enough?]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2022/05/do-you-have-enough/" />
            <id>https://www.oneallawoffice.com/?p=60133</id>
            <updated>2022-07-11T09:42:31Z</updated>
            <published>2022-05-30T17:25:23Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[What do the bench press, driver (in golf), and fastball (in baseball) have in common? Each is overhyped, overused, and rarely enough to get the job done. To be well-rounded and to win usually you need more. Similarly, when facing a legal matter that you cannot afford to lose you may not want to rely solely on your own research…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2022/05/do-you-have-enough/"><![CDATA[What do the bench press, driver (in golf), and fastball (in baseball) have in common? Each is overhyped, overused, and rarely enough to get the job done. To be well-rounded and to win usually you need more. Similarly, when facing a legal matter that you cannot afford to lose you may not want to rely solely on your own research and efforts. You may need to get experienced assistance.

Too often I get calls from people who have handled their cases and may have done something (or failed to do something) that has put them in a position where my assistance is of limited or no value. It is often best to get help before you take any action. Click <a href="https://www.oneallawoffice.com/do-i-need-a-lawyer/" data-wpel-link="internal">here</a> to learn more about whether you should consult an attorney regarding your legal matter. If I can be of service feel free to contact me. As always, take good care and thanks for your support.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[Spring Thinking]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2021/03/spring-thinking/" />
            <id>https://www.oneallawoffice.com/?p=60122</id>
            <updated>2022-07-11T09:42:47Z</updated>
            <published>2021-03-21T18:08:08Z</published>
					<taxo:topics><![CDATA[caveat emptor, litgation, unclaimed property]]></taxo:topics>
            <summary type="html"><![CDATA[Happy First Day After Spring on the Calendar! It does not feel quite like spring across part of the United States but temperatures look to warm as the week unfolds. I hope this message finds you healthy and well. Here are a few quick tips and do please share them with your family, friends, colleagues, and others: Check on whether…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2021/03/spring-thinking/"><![CDATA[Happy First Day After Spring on the Calendar! It does not feel quite like spring across part of the United States but temperatures look to warm as the week unfolds. I hope this message finds you healthy and well. Here are a few quick tips and do please share them with your family, friends, colleagues, and others:

Check on whether and when you will receive a stimulus check:  <a href="https://www.irs.gov/coronavirus/get-my-payment" data-wpel-link="external" target="_blank" rel="noopener noreferrer">https://www.irs.gov/coronavirus/get-my-payment </a>

Check the status of your revenue from the Internal Revenue Service:  <a href="https://www.irs.gov/refunds" data-wpel-link="external" target="_blank" rel="noopener noreferrer">https://www.irs.gov/refunds</a>

Check to see if you have unclaimed cash or property waiting for you:  <a href="https://www.usa.gov/unclaimed-money" data-wpel-link="external" target="_blank" rel="noopener noreferrer">https://www.usa.gov/unclaimed-money</a>

<a href="https://www.oneallawoffice.com/wp-content/uploads/sites/1201200/2020/03/LawandLifeNewsletterMarch2010.pdf" data-wpel-link="internal">Common legal mistakes</a> to avoid (and other bonus tips!)

Do you <a href="https://www.oneallawoffice.com/do-i-need-a-lawyer/" data-wpel-link="internal">need a lawyer</a> for that legal matter?

Do you <a href="https://www.oneallawoffice.com/wp-content/uploads/sites/1201200/2020/03/SixThingstoAskaboutYourAttorney.pdf" data-wpel-link="internal">have the right lawyer</a> for your legal matter?

Free <a href="https://www.oneallawoffice.com/information-center/" data-wpel-link="internal">legal information and resources</a>

<a href="https://www.oneallawoffice.com/practice-areas/" data-wpel-link="internal">Whether and how</a> I may be able to help you with your legal matter

Take good care and thanks for your ongoing support. Be safe out there!

&nbsp;

&nbsp;]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[252/910/919 ENC&#8230;I Am Here for You Too!]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2020/09/252-910-919-enc-i-am-here-for-you-too/" />
            <id>https://www.oneallawoffice.com/?p=59837</id>
            <updated>2022-07-11T09:43:02Z</updated>
            <published>2020-09-15T15:30:20Z</published>
					<taxo:topics><![CDATA[252, 910, 919, Eastern North Carolina, ENC]]></taxo:topics>
            <summary type="html"><![CDATA[I am originally from New Bern, North Carolina and love Eastern North Carolina. I still have many family members who live there and enjoy the pace of life and many of the amenities such as the beach and waterways, golf, good food. The ENC, as it is called, spans far and wide and varies from larger cities such as Wilmington,…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2020/09/252-910-919-enc-i-am-here-for-you-too/"><![CDATA[I am originally from New Bern, North Carolina and love Eastern North Carolina. I still have many family members who live there and enjoy the pace of life and many of the amenities such as the beach and waterways, golf, good food. The ENC, as it is called, spans far and wide and varies from larger cities such as Wilmington, New Bern, and Greenville to many small towns and geographical areas. The counties that fall within the ENC include Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Cumberland, Currituck, Dare, Duplin, Edgecombe, Franklin, Gates, Granville, Greene, Halifax, Harnett, Hertford, Hyde, Johnston, Jones, Lenoir, Martin, Nash, New Hanover, Northampton, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Robeson, Sampson, Tyrrell, Vance, Wake, Warren, Washington, Wayne, and Wilson.

I focus my practice on consumer law which includes a wide variety of topics such as unfair and harassing debt collection, auto fraud, lemon law, warranty issues, junk phone calls/faxes/texts. I also handle serious personal injury and wrongful death cases as well as various other types of civil cases. And beginning December 2020 I will be expanding my practice to include some traffic ticket representation and drivers license restoration in the following counties:  Craven, Jones, Lenoir, Carteret, Wayne, Onslow, Pitt, and Greene. Click <a href="https://www.oneallawoffice.com/practice-areas/" data-wpel-link="internal">here</a> for a fuller listing of my areas of practice.

Many people in the ENC are in need of legal services but have a difficult time locating attorneys in their local area to handle their cases. I invite you to contact me about your legal situation and see if we can get you the help you need. Depending on the nature of the case, distance may not be a factor but you will not know until you call or email me. Best wishes to all my family and friends in the ENC and thanks for your support!]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[Robocalls? Live calls? Unwanted calls? Call an attorney!]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2020/09/robocalls-live-calls-unwanted-calls-call-an-attorney/" />
            <id>https://www.oneallawoffice.com/?p=59835</id>
            <updated>2022-07-11T09:46:25Z</updated>
            <published>2020-09-12T22:19:33Z</published>
					<taxo:topics><![CDATA[NC Telephone Solicitation Act, robocall, TCPA]]></taxo:topics>
            <summary type="html"><![CDATA[All across the United States people have their phones disturbed with calls and texts from telemarketers and other persons/companies trying to sell goods and services. It seems these annoying calls come at the most inopportune times—when you are eating dinner, when you are trying to sleep, when you are in a meeting at work, etc. So what can you do?…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2020/09/robocalls-live-calls-unwanted-calls-call-an-attorney/"><![CDATA[All across the United States people have their phones disturbed with calls and texts from telemarketers and other persons/companies trying to sell goods and services. It seems these annoying calls come at the most inopportune times---when you are eating dinner, when you are trying to sleep, when you are in a meeting at work, etc. So what can you do?
<ol>
 	<li><a href="https://www.donotcall.gov/verify.html" data-wpel-link="external" target="_blank" rel="noopener noreferrer">Check</a> to see if your phone number is on the Do Not Call Registry. If it is not registered, <a href="https://www.donotcall.gov/register.html" data-wpel-link="external" target="_blank" rel="noopener noreferrer">register today</a>. (this may be a requirement..)</li>
 	<li>Save all voicemail messages and text messages (this is your evidence)</li>
 	<li>Contact an attorney who handles these cases. I represent persons across North Carolina who have had their rights violated by telemarketers and even debt collectors. The Telephone Consumer Protection Act, Telemarketing Sales Rule, and North Carolina Telephone Solicitation Act are designed to protect your privacy and provide remedies when your privacy has been violated. Monetary damages can be quite high and can send a message to the company or person who was ringing your phone.</li>
</ol>
Do not try to handle the case yourself as there are numerous pitfalls and technicalities that could mean your "do it yourself" approach could fail even if you give your best efforts. I am here to help. Reach out to me so we can discuss your situation and assess your options.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[Flashback: Debt Settlement Companies, Vehicle Maintenance, Free Cash? and More]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2020/07/flashback-debt-settlement-companies-vehicle-maintenance-free-cash-and-more/" />
            <id>https://www.oneallawoffice.com/?p=59830</id>
            <updated>2020-07-19T23:23:39Z</updated>
            <published>2020-07-25T18:30:05Z</published>
					<taxo:topics><![CDATA[debt settlement, lemon law]]></taxo:topics>
            <summary type="html"><![CDATA[Click here for a flashback to my Law and Life Newsletter which has since been replaced by this Blog. And definitely visit the North Carolina unclaimed property website to see if you have any unclaimed money/property.  To search for unclaimed money/property in other states, click here. Thank you for all you who supported me way back then and even now.…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2020/07/flashback-debt-settlement-companies-vehicle-maintenance-free-cash-and-more/"><![CDATA[Click <a href="https://www.oneallawoffice.com/wp-content/uploads/sites/1201200/2020/03/LawandLifeNewsletterJune2011.pdf" data-wpel-link="internal">here</a> for a flashback to my Law and Life Newsletter which has since been replaced by this Blog. And definitely <a href="https://unclaimed.nccash.com/app/claim-search" data-wpel-link="external" target="_blank" rel="noopener noreferrer">visit the North Carolina unclaimed property website</a> to see if you have any unclaimed money/property.  To search for unclaimed money/property in other states, click <a href="https://unclaimed.org/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">here</a>.

Thank you for all you who supported me way back then and even now. Hope you find some helpful information (and maybe some money) from this decade-old newsletter!]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of O&#039;Neal Law Office</name>
				            </author>
            <title type="html"><![CDATA[A Few Quick Tips for Law and Life]]></title>
            <link rel="alternate" type="text/html" href="https://www.oneallawoffice.com/blog/2020/07/a-few-quick-tips-for-law-and-life/" />
            <id>https://www.oneallawoffice.com/?p=59826</id>
            <updated>2020-07-19T22:59:59Z</updated>
            <published>2020-07-23T13:30:07Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[A few quick tips and thoughts I will share.  Some about law and some about life and some about both. Cherish your family especially the elders; they have lots of wisdom and things to share that can make you better. Do not be your own lawyer unless you are willing to take the loss when things do not work out…]]></summary>
			                <content type="html" xml:base="https://www.oneallawoffice.com/blog/2020/07/a-few-quick-tips-for-law-and-life/"><![CDATA[A few quick tips and thoughts I will share.  Some about law and some about life and some about both.
<ol>
 	<li>Cherish your family especially the elders; they have lots of wisdom and things to share that can make you better.</li>
 	<li>Do not be your own lawyer unless you are willing to take the loss when things do not work out as you planned.</li>
 	<li>Ask a lawyer to see <a href="https://www.oneallawoffice.com/do-i-need-a-lawyer/" data-wpel-link="internal">if you need a lawyer</a> before you decide to be your own lawyer.</li>
 	<li>Do not ask people to remind you to do something; if it is important enough for you to do, it is important enough for you to set your own reminder.</li>
 	<li>Never just pay a traffic ticket unless you <a href="https://www.oneallawoffice.com/practice-areas/traffic-tickets/" data-wpel-link="internal">know the consequences</a> of doing so.</li>
 	<li>Self-confidence is a good thing but cockiness is not.</li>
 	<li>This one is for the men: treat the women in your family like queens. The benefits of this are endless.</li>
 	<li>Paying one's debts is (usually) required but putting up with <a href="https://www.oneallawoffice.com/practice-areas/debt-collection-defense-unfair-debt-collection/" data-wpel-link="internal">harassment, indignity, and illegal collection activity</a> is not.</li>
</ol>
Think on these and put them into practice and definitely share with your family and friends. I appreciate your support and wish you good things in the days to come. Stay safe out there.]]></content>
						        </entry>
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