Repossessions present multiple potential issues and claims for a consumer. The first inquiry is whether or not the consumer is in default on his/her obligation to the lender. This usually relates to missed payments or failure to maintain insurance coverage on the...
Debt Collection
Is The Debt Collector on the Blacklist?
The Federal Trade Commission maintains a list of individuals and debt collectors whose conduct has been so bad that they are permanently prohibited from engaging in debt collection activity. One must imagine that the persons and companies on the list really went off...
Wrongful Repossession?
Note I said “wrongfully” repossession. If you are delinquent on payments or allow your insurance to lapse or otherwise violate your finance agreement or other contractual obligation I may be unable to assist you. The repossession would likely be legal but you may be...
Bad Folks Making a Bad Situation Worse
Things right now are sketchy, this we know. The public health situation is onerous and unsettling. Our economy is in upheaval and many of us are trying to see our way out of what has become a tough situation. We are being told to stay at home and so many places we...
Stimulus Funds: Will You Get Them and What Will Happen to Them?
How much will you receive and when will you receive it? There has been much talk about the COVID-19 stimulus funds that are now being distributed by the federal government pursuant to the CARES Act. On average, most taxpayers will receive a payment of $1,200.00...
Putting the Brakes on Loan Payments: Debt Relief During COVID-19
Wondering what provisions your vehicle loan lender may have in place to help you during this COVID-19 pandemic? Click here for a list of relief being offered by some of the major vehicle loan lenders. If your lender is not on the list you should, if possible,...
Consumer Protection Resources in the Face of COVID-19
I truly hope this message finds you and your family doing well. These are trying times we are living through as the daily news is tragic and our lives have changed in so many ways. Some changes have provided us opportunities for reflection, growth, reunification,...