All across the United States people have their phones disturbed with calls and texts from telemarketers and other persons/companies trying to sell goods and services. It seems these annoying calls come at the most inopportune times---when you are eating dinner, when...
Consumer Protection
Flashback: Debt Settlement Companies, Vehicle Maintenance, Free Cash? and More
Click here for a flashback to my Law and Life Newsletter which has since been replaced by this Blog. And definitely visit the North Carolina unclaimed property website to see if you have any unclaimed money/property. To search for unclaimed money/property in other...
Take The Wheel Before You Take The Wheel
We are now four months into the existence known as COVID-19. Many things have changed and we have had to learn to adapt. Nonetheless, many things must continue as people still need to work and need places to live and, in many cases, need transportation. When it comes...
Why I Am Busy (A Short Answer)
Well, the 4th of July weekend is over and most of us are back at work. Times right now have been busy for all of us in many different ways. I have been fortunate enough to remain busy helping consumers across North Carolina which is why I have not been in touch as...
Quick Check-In..Check Out These Links…
Good day to you. Hoping you and yours have been healthy and well. Been quite busy lately and it has been a while since I posted. Figured I would take a moment to share some quick links for you to review: Article on reviewing and understanding your credit report...
Consumer Rights Regarding Credit Reports
The country’s consumer watchdog agency, the Consumer Financial Protection Bureau, has a web article providing tips on reviewing your credit report and a list of contact information for many, many credit reporting agencies/bureaus/companies. A person’s credit report...
Read, Sign, Receive, and Retain…Repeat and Apply
Often I am consulted on situations where parties allegedly have an “agreement” that was never put in writing. As usual, one party believes she got the short end of the proverbial stick based on the terms of their verbal understanding. While it is true that certain...
7 Habits of Highly Questionable Businesses
With thanks and apologies to Stephen Covey this list is a combination of complaints I have heard from clients and prospective clients as well as things I have experienced first-hand. If you are a business owner try to avoid the things on this list. If you are a...
Words, Paper, and Promises
Deal…..agreed…..solid….I promise………..trust me. Heard those words before? Have you ever been burned after hearing those words? If so, part of the burn may have been due to a lack of a written contract or agreement. Sometimes getting the agreement and terms in writing...
Research the Vehicle’s Recall History Before You Decide to Buy
One common misconception is that sellers of vehicles are required to disclose whether a vehicle is subject to any recalls. This is NOT true…at least not in North Carolina. There is no specific legal requirement that any seller make disclosures related to manufacturer...